Colorado Notary Exam CO Notary Identification and Verification 3 — Questions and Answers
Question 1: During a remote online notarization (RON) in Colorado, which technology is required to verify the identity of the signer?
- Email confirmation only
- Knowledge-based authentication (KBA) and credential analysis (Correct answer)
- A phone call with the county clerk
- An in-person verification at a later date
Correct answer: Knowledge-based authentication (KBA) and credential analysis
Colorado RON rules require identity proofing through knowledge-based authentication and credential analysis of the presented ID.
Question 2: For a Colorado RON session, what is the minimum passing score typically required for knowledge-based authentication (KBA)?
- 50%
- 60%
- 80% (Correct answer)
- 100%
Correct answer: 80%
Colorado RON standards generally require a minimum score of 80% on KBA questions to pass identity verification.
Question 3: If a signer fails KBA during a Colorado remote online notarization, what must the notary do?
- Proceed if credential analysis passes
- Terminate the session and decline to complete the notarial act (Correct answer)
- Ask the signer to try again immediately with no limit
- Contact the county clerk for override authorization
Correct answer: Terminate the session and decline to complete the notarial act
If a signer fails KBA, the notary must not complete the notarial act because the identity proofing requirement has not been satisfied.
Question 4: Which of the following best describes 'credential analysis' used in Colorado RON identity verification?
- The notary visually inspects the ID on screen
- Automated technology that checks the ID's security features against authoritative databases (Correct answer)
- A background check ordered by the notary platform
- The signer's bank confirms their identity
Correct answer: Automated technology that checks the ID's security features against authoritative databases
Credential analysis uses automated technology to examine the digital ID image's security features and validate it against government or authoritative data sources.
Question 5: A signer for a Colorado RON presents a state ID from another U.S. state. Is this acceptable?
- No, only Colorado-issued IDs are accepted for RON
- Yes, a government-issued photo ID from any U.S. state is generally acceptable (Correct answer)
- Only if the other state has a reciprocal RON agreement with Colorado
- Only if the signer also provides a secondary document
Correct answer: Yes, a government-issued photo ID from any U.S. state is generally acceptable
Colorado RON rules accept government-issued photo ID from any U.S. state, not just Colorado, as long as it meets the currency and photo/signature requirements.
Question 6: In a Colorado RON, what must the notary's audio-visual technology be able to capture to satisfy identification requirements?
- Only the signer's voice
- A clear image of the signer's face and the identity document presented (Correct answer)
- The signer's signature being applied in real time only
- GPS coordinates of the signer's location
Correct answer: A clear image of the signer's face and the identity document presented
The audio-visual technology used in Colorado RON must provide a clear view of both the signer's face and the identity document for the notary to assess them.
Question 7: After a Colorado RON session, how long must the notary retain the audio-visual recording of the notarization?
- 1 year
- 3 years
- 5 years
- 10 years (Correct answer)
Correct answer: 10 years
Colorado law requires notaries performing RON to retain the audio-visual recording of each session for at least 10 years.
Colorado Notary Exam CO Notary Identification and Verification 3
During a remote online notarization (RON) in Colorado, which technology is required to verify the identity of the signer?