Signer Identification Methods Flashcards
7 cards from real Colorado Notary Exam practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Signer Identification Methods flashcards as text
What identity-proofing methods does Colorado require for Remote Online Notarization (RON)?
Answer: Credential analysis plus dynamic knowledge-based authentication (KBA) or biometric verification
Colorado's RON statute requires credential analysis combined with dynamic KBA or biometric verification to establish a remote signer's identity.
What is 'credential analysis' in the context of Colorado Remote Online Notarization?
Answer: Automated technology that confirms the authenticity of a presented government-issued ID
Credential analysis is a technology process that uses algorithms to verify that a presented ID document is genuine, unaltered, and matches the signer.
What is dynamic knowledge-based authentication (KBA) in Colorado RON?
Answer: A set of questions generated from public and private data that only the true identity owner can reliably answer
Dynamic KBA uses real-time data to generate quiz questions about the signer's personal history that an identity thief would be unlikely to answer correctly.
In a Colorado RON session, a signer fails to achieve the required score on the KBA quiz. What happens?
Answer: The notary must refuse to complete the notarial act for that session
Failing the KBA identity proofing means satisfactory evidence of identity has not been established, and the notary cannot proceed with the notarial act.
Which technology can substitute for dynamic KBA in a Colorado RON identity-proofing process?
Answer: Biometric verification such as facial recognition matched to an ID document
Colorado RON law permits biometric verification — such as matching a live facial scan to the photo on the presented ID — as an alternative to dynamic KBA.
For a Colorado RON session, can a signer use a credible witness appearing on the same video call to establish their identity instead of technology-based proofing?
Answer: No, Colorado RON requires technology-based identity proofing methods
Colorado RON specifically requires credential analysis plus KBA or biometric verification; the traditional credible-witness method is not recognized for remote sessions.
After completing RON identity proofing, what must a Colorado notary retain regarding the verification?
Answer: A recording of the RON session and an electronic journal entry for at least ten years
Colorado RON notaries must keep an electronic journal entry and an audio-visual recording of each RON session for a minimum of ten years.