CLPS Skip Tracing 2

Question 1

Which federal law most directly restricts a process server's ability to access consumer credit reports during skip tracing?

Accepted Answer

Fair Credit Reporting Act (FCRA)

Answer

The FCRA governs access to consumer credit reports and limits who may obtain them and for what permissible purposes.

Question 2

When a subject uses a P.O. Box as their mailing address, what is the best next investigative step for a skip tracer?

Accepted Answer

Search utility records and vehicle registration for a physical address

Answer

Utility and vehicle registration records often tie to a physical address even when a subject uses a P.O. Box.

Question 3

What does 'NCOA' stand for in the context of skip tracing address research?

Accepted Answer

National Change of Address

Answer

The USPS National Change of Address database records forwarding requests submitted by individuals who have moved.

Question 4

A process server discovers the subject's LinkedIn profile lists their current employer. Under the FCRA, accessing this information to locate the subject is:

Accepted Answer

Permissible because publicly posted information is not a consumer report

Answer

Publicly available information on social media is not a consumer report under the FCRA and may be used freely for skip tracing.

Question 5

Which skip tracing technique involves calling neighbors or relatives to gather information about a subject's whereabouts without revealing the investigative purpose?

Accepted Answer

Pretext calling

Answer

Pretext calling uses a cover story or false identity to elicit location information, which carries significant legal and ethical risks.

(CLPS) Certified Legal Process Server Practice Test

(CLPS) Certified Legal Process Server Practice Test

CLPS Skip Tracing 2