Regulatory & Fair Housing Compliance Flashcards
7 cards from real CLP practice questions. Tap to flip, then mark Knew It or Still Learning โ missed cards come back until you master them.
Read the first 7 Regulatory & Fair Housing Compliance flashcards as text
Under the Fair Housing Act, which of the following properties is generally EXEMPT from the law?
Answer: An owner-occupied building with 4 or fewer units (if no discriminatory advertising is used)
The 'Mrs. Murphy' exemption allows owner-occupants of buildings with 4 or fewer units to rent without FHA restrictions, provided no discriminatory advertising is used.
Which protected class was added to the Fair Housing Act in 1988 in addition to disability?
Answer: Familial status
The 1988 Fair Housing Amendments Act added both familial status and disability to the original seven protected classes.
A leasing office receives an application from someone who uses a Section 8 Housing Choice Voucher. If the state has 'source of income' as a protected class, the landlord:
Answer: Cannot reject the applicant solely because they use a voucher
In states with source of income protection, refusing to accept Section 8 vouchers as a basis for rejection is illegal housing discrimination.
Which federal agency primarily enforces the Fair Housing Act?
Answer: The Department of Housing and Urban Development (HUD)
HUD is the primary federal agency responsible for administering and enforcing the Fair Housing Act, including investigating complaints.
A manager posts a 'Christians only' sign on a leasing office bulletin board. This violates which FHA protected class?
Answer: Religion
Religion is one of the original seven protected classes under the Fair Housing Act of 1968, and advertising preferences based on religion is prohibited.
The statute of limitations for filing a Fair Housing complaint with HUD is:
Answer: 1 year from the alleged discriminatory act
Under the FHA, a complaint must be filed with HUD within one year of the alleged discriminatory act.
Blockbusting under the Fair Housing Act refers to:
Answer: Inducing homeowners to sell by making representations about protected class members moving into the area
Blockbusting is the illegal practice of persuading owners to sell or rent by claiming that members of a protected class are moving into the neighborhood, exploiting racial fears.