Regulatory & Fair Housing Compliance Flashcards
7 cards from real CHI practice questions. Tap to flip, then mark Knew It or Still Learning โ missed cards come back until you master them.
Read the first 7 Regulatory & Fair Housing Compliance flashcards as text
Which federal law requires sellers of pre-1978 homes to provide buyers with an EPA-approved lead hazard information pamphlet?
Answer: TSCA Title X
TSCA Title X (Toxic Substances Control Act, Title X) mandates lead hazard disclosure and the distribution of EPA's lead pamphlet for pre-1978 homes.
A home inspector is asked by the buyer's agent to omit findings about a cracked foundation to avoid killing the deal. The inspector should:
Answer: Include the finding regardless of pressure from any party
Home inspectors have a professional and ethical obligation to report all significant findings accurately, regardless of third-party pressure.
Which of the following describes a 'disparate impact' claim under fair housing law?
Answer: A facially neutral policy that has a disproportionately adverse effect on a protected class
Disparate impact claims arise when a neutral policy disproportionately harms a protected class, even without discriminatory intent.
Under the Fair Housing Act, 'familial status' as a protected class protects which group?
Answer: Households with children under 18 or a pregnant person
Familial status protects households with one or more children under 18 living with a parent or guardian, and pregnant individuals.
A home inspector finds that a newly constructed 6-unit apartment building lacks accessible parking spaces. This most likely violates:
Answer: Fair Housing Act Design and Construction Requirements
The FHA requires that covered multi-family dwellings built after 1991 include accessible parking and routes for residents with disabilities.
Which of the following situations is most likely to constitute illegal housing discrimination under the Fair Housing Act?
Answer: Advertising a property as 'perfect for young professionals' only
Advertising that signals a preference for tenants of a particular age group can constitute familial status discrimination under the FHA.
A home inspector operating in a state with a licensing requirement inspects a property without a valid state license. This constitutes:
Answer: A violation of state law that may expose the inspector to fines and civil liability
Performing home inspections without a required state license violates state law and exposes the inspector to regulatory penalties and liability.