CHCP Property Survey & Boundary Issues 2

Question 1

A buyer discovers after closing that a neighbor's fence encroaches 2 feet onto the purchased property. What type of survey would have most likely identified this issue before closing?

Accepted Answer

ALTA/NSPS Land Title Survey

Answer

An ALTA/NSPS Land Title Survey provides the most comprehensive boundary and encroachment information required by title insurers.

Question 2

What is a 'call' in a legal property description based on metes and bounds?

Accepted Answer

A reference to a bearing, distance, or landmark used to define a boundary line

Answer

In metes and bounds descriptions, a 'call' refers to each individual directional or distance reference used to trace the property boundary.

Question 3

Which of the following best describes an 'appurtenant easement'?

Accepted Answer

An easement that transfers with the land and benefits a specific parcel

Answer

An appurtenant easement is attached to and runs with the benefited parcel (dominant estate), transferring automatically with ownership.

Question 4

A survey reveals that the property's legal description in the deed does not match the actual surveyed boundaries. What is this discrepancy called?

Accepted Answer

A survey discrepancy or deed conflict

Answer

When the legal description in a deed fails to match the actual surveyed boundaries, it is referred to as a survey discrepancy or deed conflict requiring resolution before closing.

Question 5

Under the doctrine of 'acquiescence,' a boundary line can be legally established when:

Accepted Answer

Both neighbors have treated a line as the boundary for a statutory period

Answer

Acquiescence occurs when neighboring landowners mutually treat and accept a specific line as the boundary over a long statutory period, giving it legal effect.

(CHCP) Certified Home Closing Professional Practice Test

(CHCP) Certified Home Closing Professional Practice Test

CHCP Property Survey & Boundary Issues 2