CFS FEMA Map Amendment & Revision Processes 3

Question 1

What is the primary purpose of a Conditional Letter of Map Revision (CLOMR)?

Accepted Answer

To provide FEMA's official comment on whether a proposed project, if built as designed, would meet the requirements for a future LOMR

Answer

To conditionally remove existing structures from the SFHA pending planned fill placement

Answer

To revise the FIRM conditioned on the community adopting updated floodplain ordinances

Answer

To provide interim flood insurance premium discounts during an active construction project

Question 2

Why is obtaining a CLOMR particularly important for a real estate developer building in or near the SFHA?

Accepted Answer

It provides assurance before construction that the completed project will qualify for a LOMR, reducing financial risk

Answer

It legally exempts properties and structures from flood insurance requirements during construction

Answer

It guarantees federal funding for the flood control components of the project

Answer

It automatically updates the FIRM panel upon project completion without further FEMA review

Question 3

After a construction project based on an approved CLOMR is completed, the next required step is to:

Accepted Answer

Submit a LOMR application with as-built certifications demonstrating the project was built per the approved design

Answer

Notify FEMA that the project is finished and allow the FIRM to update automatically

Answer

Apply for a new CLOMR that reflects any minor design changes made during construction

Answer

Submit elevation certificates only to the local community floodplain administrator

Question 4

Which scenario would most appropriately require a CLOMR-F?

Accepted Answer

A developer planning to place fill to remove a proposed subdivision from the SFHA before lots are sold or buildings are constructed

Answer

A homeowner adding a room addition to an existing structure already located within the SFHA

Answer

A community seeking to revise its floodplain management ordinance to adopt new BFEs

Answer

A licensed surveyor correcting an error in a previously submitted Elevation Certificate

Question 5

FEMA's Flood Map Service Center (MSC) serves as the primary repository for:

Accepted Answer

Official FIRMs, Flood Insurance Studies, and associated amendment and revision documents including LOMAs and LOMRs

Answer

Community floodplain management ordinances and local zoning regulations

Answer

State-level hydrologic and streamflow data from USGS gauge stations

Answer

NFIP insurance premium schedules and policy underwriting guidelines

Question 6

When FEMA issues a LOMA or LOMR, how is the official flood map updated to reflect the change?

Accepted Answer

The FIRM panel is annotated with a letter suffix or notation referencing the amendment or revision, until the next Physical Map Revision incorporates the change

Answer

The community's zoning map is updated automatically to match the new flood zone boundaries

Answer

The NFIP policy database is updated so insurance rates adjust without any map notation

Answer

The change is published only in the Federal Register with no update to the FIRM panel itself

Question 7

A surveyor determines that a property was successfully removed from the SFHA via a LOMA six years ago. A new FIRM has since been issued for the same community. What should the property owner be advised?

Accepted Answer

Check whether the new FIRM still shows the property outside the SFHA; if the new FIRM re-includes it, a new LOMA based on the new FIRM is required

Answer

The original LOMA remains valid indefinitely and cannot be superseded by a new FIRM panel

Answer

FEMA automatically transfers existing LOMAs to new FIRM panels so no action is needed

Answer

The mortgage lender is required by law to honor the old LOMA regardless of what the current FIRM shows