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Risk Assessment & Mitigation Flashcards

7 cards from real CFS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Risk Assessment & Mitigation flashcards as text
  1. A structure located in Zone AE is being evaluated for dry floodproofing. NFIP regulations generally restrict dry floodproofing credit to which occupancy type?

    Answer: Non-residential structures

    NFIP allows dry floodproofing as a compliant mitigation technique only for non-residential buildings; residential structures must be elevated to or above BFE.

  2. In the context of risk = hazard × exposure × vulnerability, reducing vulnerability without changing the hazard can be achieved by:

    Answer: Elevating a structure's lowest floor above BFE

    Elevating a structure reduces its vulnerability (susceptibility to damage) even though the flood hazard itself remains unchanged.

  3. Which FEMA grant program specifically funds acquisition, elevation, and other mitigation projects following a Presidential disaster declaration?

    Answer: Hazard Mitigation Grant Program (HMGP)

    HMGP is triggered by a Presidential disaster declaration and funds long-term mitigation projects to reduce future losses in the affected state.

  4. A 'no adverse impact' (NAI) approach to floodplain management means:

    Answer: Actions in the floodplain must not adversely affect the flood hazard or risk to others

    NAI floodplain management holds that any action in the floodplain must not increase flood peaks, damages, or risk to upstream, downstream, or adjacent landowners.

  5. What is the significance of the 'lowest adjacent grade' (LAG) in flood risk assessment for a structure?

    Answer: It is the lowest natural grade next to a structure's foundation, used to determine if the structure is in an SFHA

    The LAG is the lowest natural (pre-construction) ground elevation next to a structure's foundation and is used in determining flood insurance ratings and whether a structure is in the SFHA.

  6. Critical facilities in a floodplain risk assessment include which of the following?

    Answer: Hospitals, emergency operations centers, and schools

    Critical facilities are those essential for post-disaster response or serving vulnerable populations, such as hospitals, emergency operations centers, fire stations, schools, and utilities.

  7. A local floodplain administrator discovers a LOMA was issued for a property, but new topographic data shows the lot is actually below BFE. The appropriate action is to:

    Answer: Request that FEMA issue a Letter of Map Amendment Revision (LOMAR) to correct the record

    When new data contradicts a previously issued LOMA, the community or property owner should work with FEMA to revise or rescind the erroneous determination through the proper amendment revision process.