Practice Test Geeks(CFS) Certified Floodplain Surveyor Practice Test
← All CFS Flashcard Decks

FEMA Regulations & NFIP Compliance Flashcards

7 cards from real CFS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 FEMA Regulations & NFIP Compliance flashcards as text

  1. Under the NFIP, the mandatory flood insurance purchase requirement applies to federally backed loans on buildings located in which areas?

    Answer: Special Flood Hazard Areas (SFHAs) in NFIP-participating communities

    Mandatory purchase applies to loans secured by improved real estate or mobile homes located in an SFHA of an NFIP-participating community.

  2. What is the maximum allowable water surface elevation increase (surcharge) when encroachments occur in a Zone AE floodway under standard NFIP regulations?

    Answer: 1.0 foot

    44 CFR § 60.3(d) limits the allowable surcharge from floodway encroachments to 1.0 foot unless the community has adopted a more restrictive standard.

  3. A Letter of Map Revision Based on Fill (LOMR-F) differs from a standard LOMR because it specifically addresses:

    Answer: Lots or structures removed from the SFHA because of placement of fill material

    A LOMR-F is issued when fill has been placed on a lot or structure site, raising the natural ground above the BFE and justifying removal from the SFHA.

  4. Under NFIP, which of the following is considered 'development' requiring a floodplain development permit?

    Answer: Installing a fence in the floodway

    Under 44 CFR, 'development' includes any man-made change to improved or unimproved real estate, including fences, which can obstruct flood flows especially in a floodway.

  5. Which FEMA program allows communities to receive credit for mapping areas outside the NFIP-mapped SFHA that may have flood risk?

    Answer: Risk MAP program — specifically the non-regulatory flood risk products

    Risk MAP produces non-regulatory flood risk products such as Flood Risk Reports and Changes Since Last FIRM maps to communicate risk beyond the regulatory SFHA.

  6. An Elevation Certificate (FEMA Form FF-206-FY-22-152) requires the certifier to document the lowest floor elevation. For a split-level home, which floor is considered the 'lowest floor' for NFIP rating purposes?

    Answer: The lowest enclosed area including a basement or attached garage with non-breakaway walls

    The lowest floor for NFIP purposes is the lowest enclosed area, including basement; an attached garage with standard walls qualifies as the lowest floor.

  7. Under 44 CFR Part 65, what is the minimum period a community must provide public notice of a proposed floodway revision?

    Answer: 30 days

    44 CFR § 65.7 requires at least a 30-day public notification period before FEMA issues a final FIRM revision that alters the regulatory floodway.