CFG Study Guide 2026
Everything you need to pass the CFG exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CFG Exam Format at a Glance
📚 CFG Topics to Study (37)
✍️ Sample CFG Questions & Answers
1. Which government program is the primary payer for long-term care services in skilled nursing facilities for low-income older adults in the US?
Medicaid is the primary payer for long-term care services in skilled nursing facilities for individuals who meet income and asset eligibility requirements.
2. Which program provides cash assistance to low-income elderly and disabled individuals who have limited Social Security work history?
SSI is a needs-based federal program providing monthly cash payments to aged, blind, or disabled individuals with limited income and resources.
3. What is 'elder financial exploitation' (EFE)?
Elder financial exploitation involves the illegal, unauthorized, or improper use of an older adult's resources by a trusted person, caregiver, family member, or stranger for personal gain.
4. An older adult rates her life as highly satisfying despite chronic pain and limited mobility. This phenomenon is known as:
The disability paradox describes how people with severe disabilities often report high quality of life because they adapt their internal standards and comparison points over time.
5. An older adult moves into an assisted living facility and needs to spend down assets for Medicaid eligibility. Which asset is generally considered exempt?
A primary residence is generally exempt from Medicaid spend-down requirements when a community spouse continues to live in it.
6. Under the SECURE 2.0 Act, what is the new age at which RMDs must begin for individuals born between 1951 and 1959?
SECURE 2.0 raised the RMD starting age to 73 for individuals born between 1951 and 1959, and to 75 for those born in 1960 or later.