Practice Test Geeks(CFG) Certified Financial Gerontologist Practice Test
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Aging Process & Psychological Aspects Flashcards

7 cards from real CFG practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

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  1. Normal age-related changes in sleep patterns include:

    Answer: Longer sleep latency, more frequent awakenings, and less deep sleep

    Aging is associated with reduced sleep efficiency, lighter sleep stages, earlier awakening, and more fragmented sleep even without pathology.

  2. The term 'ageism' as coined by Robert Butler refers to:

    Answer: Systematic stereotyping and discrimination against people based on their age

    Butler introduced ageism in 1969 to describe prejudice against older people that parallels racism and sexism in its social impact and harm.

  3. Which cognitive domain typically shows the LEAST decline with normal aging?

    Answer: Verbal knowledge and vocabulary

    Crystallized intelligence, including vocabulary and accumulated knowledge, remains relatively stable or even improves into late adulthood.

  4. A financial gerontologist notices a client's sudden personality change, increased apathy, and poor financial decisions. These symptoms are MOST concerning for:

    Answer: Frontotemporal dementia or other neurocognitive disorder

    Frontotemporal dementia typically presents with personality and behavioral changes, disinhibition, and poor executive function rather than primarily memory loss.

  5. The 'positivity effect' in older adults refers to their tendency to:

    Answer: Attend to and remember positive information more than negative

    Research by Carstensen and colleagues shows older adults preferentially process and recall positive emotional content, which supports emotional well-being.

  6. According to socioemotional selectivity theory (SST), older adults prioritize emotionally meaningful relationships because they:

    Answer: Perceive time as limited and focus on goals that provide immediate rewards

    SST proposes that awareness of a foreshortened future shifts motivation from information-seeking to emotion-regulatory goals and close relationships.

  7. Which factor is most strongly associated with successful psychological adaptation to retirement?

    Answer: Voluntary rather than involuntary retirement

    Retirement that is chosen freely is consistently linked to better psychological adjustment, higher life satisfaction, and lower depression rates compared to forced retirement.