A client is concerned that accepting a job offer will cause them to lose all benefits at once. What concept should a CESP explain to address this 'benefits cliff' fear?
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A
That SSA immediately terminates all benefits upon employment
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B
That work incentives create a gradual phase-out of benefits rather than an abrupt cutoff, allowing a transition period
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C
That working always permanently disqualifies someone from future SSI or SSDI
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D
That benefits are only protected for part-time employees under 20 hours per week