CESP Benefits Counseling 3

Question 1

Which federal program provides health insurance to workers with disabilities who lose SSDI due to earnings, allowing them to purchase Medicare at reduced cost for up to 93 months?

Accepted Answer

Extended Period of Medicare Coverage (EPMC)

Answer

The Extended Period of Medicare Coverage allows former SSDI beneficiaries who lose benefits due to SGA earnings to purchase Medicare Parts A and B for up to 93 months after the Trial Work Period.

Question 2

Under SSI rules, which of the following is considered an 'in-kind support and maintenance' (ISM) that could reduce SSI benefits?

Accepted Answer

Free room and board provided by a family member

Answer

In-Kind Support and Maintenance (ISM) refers to food or shelter provided to an SSI recipient for free or below market value, which can reduce the SSI payment by up to one-third of the FBR plus $20.

Question 3

A client with a disability who is self-employed wants to know how SSA evaluates their earnings for SSDI purposes. What measure does SSA use?

Accepted Answer

Net Earnings from Self-Employment (NESE)

Answer

SSA uses Net Earnings from Self-Employment (NESE), which is calculated as 92.35% of net profit, to evaluate whether a self-employed SSDI beneficiary is engaging in Substantial Gainful Activity.

Question 4

What is 'Expedited Reinstatement' (EXR) and who is eligible for it?

Accepted Answer

A provision allowing former SSDI/SSI recipients whose benefits ended due to SGA to request reinstatement within 5 years without a new application

Answer

Expedited Reinstatement allows former SSDI or SSI recipients whose benefits terminated due to SGA earnings to request reinstatement within 5 years of termination, receiving provisional benefits during review.

Question 5

Which of the following expenses can be deducted as an Impairment-Related Work Expense (IRWE) for both SSI and SSDI purposes?

Accepted Answer

The cost of a power wheelchair used exclusively for getting to and from work

Answer

IRWEs are costs for items or services that a person needs because of their disability in order to work, such as specialized transportation, prosthetics, or adaptive equipment used for employment.

(CESP) Certified Employment Support Professional Practice Test

(CESP) Certified Employment Support Professional Practice Test

CESP Benefits Counseling 3