Ethical Issues for Seniors Flashcards
7 cards from real CSA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Ethical Issues for Seniors flashcards as text
A senior's daughter asks you to share her mother's financial information without the mother's consent. The correct response is:
Answer: Decline and explain the confidentiality obligation to the client
Client confidentiality must be maintained and information may not be shared with third parties, including family, without the client's consent.
Which of the following is a recognized category of elder abuse?
Answer: Withholding food, medication, or needed care from a dependent elder
Withholding necessities such as food and medication from a dependent elder constitutes neglect, a recognized form of elder abuse.
A 75-year-old client with mild dementia wants to purchase a complex variable annuity. The most ethical action is to:
Answer: Conduct a capacity assessment and involve appropriate parties before proceeding
When cognitive impairment is present, verifying decision-making capacity before completing a significant financial transaction is an ethical requirement.
The ethical obligation of 'beneficence' in working with seniors means:
Answer: Actively working to promote the client's well-being and best interests
Beneficence requires the advisor to take positive steps to advance the client's welfare, not merely to avoid harm.
A caregiver asks a CSA to help transfer an elder's assets into the caregiver's name 'to make management easier.' The CSA should:
Answer: Refuse and report the request as a potential financial exploitation red flag
A caregiver requesting asset transfers to their own name is a major red flag for financial exploitation requiring refusal and reporting.
Which action best illustrates the ethical concept of 'justice' when serving seniors?
Answer: Providing equitable access to services regardless of a senior's race, gender, or income
Justice requires fair, non-discriminatory treatment of all seniors regardless of personal characteristics.
An advisor is legally required to report suspected elder abuse in most U.S. states when they are designated as a:
Answer: Mandated reporter
Mandated reporters are legally required by state law to report suspected elder abuse to protective services.