End-of-Life Planning Flashcards
7 cards from real CSA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 End-of-Life Planning flashcards as text
A client's 'beneficiary designation' on an IRA conflicts with instructions in their will. Which controls?
Answer: The beneficiary designation on the IRA controls, regardless of the will
Beneficiary designations on retirement accounts, life insurance, and similar assets pass outside of the estate and override any conflicting will provisions.
What is 'intestate succession'?
Answer: State law that determines how assets are distributed when someone dies without a valid will
Intestate succession refers to the statutory rules that govern who inherits a deceased person's probate assets when they die without a valid will.
Which advance care planning conversation tool uses a structured set of questions to help individuals articulate their values and preferences?
Answer: Five Wishes
Five Wishes is a widely used advance care planning document that guides individuals through questions about personal, medical, and emotional care wishes.
A client wants charitable donations at death but also income during life. Which planned giving vehicle best meets both goals?
Answer: Charitable remainder trust
A charitable remainder trust provides the donor with income during life and donates the remaining assets to charity at death, satisfying both income and philanthropic goals.
Under Medicare Part A, after a qualifying hospital stay, how many days of skilled nursing facility care are fully covered?
Answer: 20 days
Medicare Part A covers the first 20 days of skilled nursing facility care at 100% following a qualifying three-day hospital inpatient stay.
A senior advisor is helping a client plan a funeral. The client wants maximum control over final arrangements to minimize family burden. The best approach is:
Answer: Prepaying and documenting detailed instructions in a pre-need funeral plan
A pre-need funeral plan documents specific wishes and may be prepaid, ensuring the arrangements are legally binding and reducing decisions families must make under grief.
Which statement best describes 'comfort-focused care' versus 'life-prolonging care' in end-of-life decision-making?
Answer: Comfort care prioritizes quality of life and symptom relief; life-prolonging care emphasizes extending survival through all available interventions
Comfort-focused care (often hospice or palliative) prioritizes dignity and symptom management, while life-prolonging care employs all available medical interventions to extend life.