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Certified Banking Professional (CBP) VIP Practice Exam

CBP — The Certified Banking Professional (CBP) designation is administered by the Institute of Certified Bankers (ICB), a subsidiary of the American Bankers Association (ABA). The real exam consists of approximately 150 multiple-choice questions over 3 hours, covering banking fundamentals, lending, deposits, compliance, risk management, and customer relationship management, with a 75% passing threshold.

55
Questions
180m
Time Limit
75.00%
To Pass
Question 1 of 55👑 VIP

A bank examiner is reviewing a community bank's balance sheet and notes that the bank holds a large concentration of commercial real estate loans relative to its capital. Under regulatory guidance, examiners generally consider a commercial real estate (CRE) concentration to be elevated when CRE loans exceed what percentage of total risk-based capital?

Questions 2–55 and full explanations are VIP-exclusive.