RMA Credit Essentials Certificate (CEC)

The RMA Credit Essentials Certificate (CEC) is a commercial banking exam awarded to students who complete the Risk Management Association's credit analysis course at partner universities, covering core lending concepts, credit risk, documentation, and financial analysis.

80
Questions
90 min
Time Limit
80%
To Pass
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Exam Rules

  • You can skip questions and return to them later
  • Flag questions for review before submitting
  • No feedback shown until you submit the entire exam
  • Unanswered questions count as wrong — answer everything
  • 10 pretest questions are mixed in and don't affect your score
  • Timer auto-submits when time runs out
  • Your progress is auto-saved every 30 seconds