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Serving Diverse Populations Flashcards

7 cards from real CEC practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Serving Diverse Populations flashcards as text
  1. A client with limited English proficiency arrives at your enrollment assistance site. Under Title VI of the Civil Rights Act, what must federally funded entities provide?

    Answer: Meaningful access through language services at no cost to the client

    Title VI requires federally funded entities to provide meaningful access to programs and services, including free language assistance, for persons with limited English proficiency.

  2. Which special enrollment period (SEP) is specifically available to survivors of domestic violence who need to separate from an abuser's plan?

    Answer: Domestic violence/spousal abandonment SEP allowing enrollment outside open enrollment

    HHS created a dedicated SEP for survivors of domestic violence or spousal abandonment so they can enroll in their own coverage without waiting for open enrollment.

  3. When assisting a transgender client, which of the following best reflects a culturally competent enrollment approach?

    Answer: Use the client's stated name and pronouns and explain ACA non-discrimination protections under Section 1557

    ACA Section 1557 prohibits discrimination on the basis of sex, which includes gender identity; counselors should affirm the client's identity and explain these protections.

  4. A Marshallese client who immigrated under a Compact of Free Association (COFA) asks about Medicaid eligibility. What should the enrollment counselor know?

    Answer: COFA migrants were historically excluded from federal Medicaid but the Consolidated Appropriations Act 2021 granted them full eligibility

    The Consolidated Appropriations Act of 2021 removed the Medicaid bar for Compact of Free Association migrants, granting them the same eligibility as U.S. citizens.

  5. An elderly client relies on a family member to translate during enrollment. What risk should the enrollment counselor be aware of?

    Answer: Family interpreters may omit sensitive information, make errors, or create privacy concerns for the client

    Family members acting as interpreters may lack medical terminology knowledge, filter information, or compromise the client's privacy on sensitive health issues.

  6. Under the ADA, how must an enrollment assister handle a client who is deaf and requests communication accommodations?

    Answer: Provide effective communication such as a qualified sign language interpreter or other auxiliary aid at no charge to the client

    The ADA requires covered entities to provide effective communication accommodations—such as qualified interpreters—at no cost to the individual with a disability.

  7. A client living on a federally recognized tribal reservation asks about health coverage options. Which program offers tribes and tribal members enhanced cost-sharing benefits on the marketplace?

    Answer: American Indians and Alaska Natives enrolled in a federally recognized tribe have access to zero cost-sharing plans on the marketplace

    Federally recognized tribal members with incomes up to 300% FPL can enroll in zero cost-sharing marketplace plans and have a monthly SEP to change plans.