CEAC Home Modification Funding & Resources Flashcards
6 cards from real CEAC practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 CEAC Home Modification Funding & Resources flashcards as text
When a CEAC consultant identifies that a client's home modification project may qualify for a state assistive technology program loan, which federal act funds most state AT programs?
Answer: Assistive Technology Act of 1998 (AT Act)
The Assistive Technology Act of 1998 (AT Act) funds state assistive technology programs that provide device demonstrations, loans, and financing options including low-interest loans for home modifications.
A client is denied Medicaid waiver funding for a grab bar installation citing cost caps. What is the CEAC consultant's best next resource to recommend?
Answer: Explore Area Agency on Aging (AAA) programs and Older Americans Act funding
Area Agencies on Aging administer Older Americans Act Title III funds that can cover home modification services for older adults when Medicaid funding is unavailable or capped.
Which federal tax credit may be available to businesses that make their facilities accessible for people with disabilities?
Answer: Disabled Access Credit (IRS Form 8826)
The Disabled Access Credit (IRS Form 8826) provides a 50% tax credit for eligible small businesses that spend money to make their facilities accessible to people with disabilities.
A homeowner with a disability wants to deduct home modification costs on their federal taxes. Under which IRS provision may medical home modifications be deductible?
Answer: Schedule A medical expense deduction (IRC Section 213)
Under IRC Section 213, home modifications that are primarily for medical purposes (such as ramps or grab bars) may be deducted as medical expenses on Schedule A to the extent they exceed 7.5% of AGI.
Which document should a CEAC consultant help a client compile to support a funding application for home modifications under most grant programs?
Answer: Documentation of disability, income verification, and a home assessment report
Most home modification grant and loan programs require documentation of the applicant's disability status, proof of income eligibility, and a home assessment report to justify the requested modifications.
A CEAC consultant is working with a client in a rural area who owns their home but has very low income. Which USDA program combination best addresses both repair costs and accessibility needs?
Answer: USDA Section 504 Loans (for repair) and Section 504 Grants (for elderly homeowners)
USDA Section 504 provides loans for lower-income rural homeowners to repair homes and grants specifically for elderly (62+) rural homeowners who cannot repay a loan, covering both repair and accessibility needs.