A dental plan member files a complaint alleging that a coverage denial violated the plan's internal grievance procedures. Under ERISA Section 503, the plan must:
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A
Resolve the grievance within 5 business days or it is deemed approved
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B
Provide a full and fair review of the denied claim with written notice of the determination
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C
Refer all grievances to an independent external review organization immediately
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D
Only accept grievances submitted by the treating dentist, not the member