CCSP Risk Management & Assessment 5

Question 1

A business continuity plan (BCP) is designed primarily to:

Accepted Answer

Maintain or restore critical operations during and after a disruption

Answer

A BCP outlines how essential functions continue or resume after events like outages or disasters.

Question 2

Which document serves as a central record of identified risks, owners, ratings, and mitigation actions?

Accepted Answer

Risk register

Answer

A risk register tracks each risk with its assessment, owner, and response plan.

Question 3

A teller notices a check with mismatched fonts, an altered payee name, and a requested immediate cash payout. What should the teller do?

Accepted Answer

Place a hold and escalate per check fraud procedures

Answer

Visible alterations are classic counterfeit or altered check signs requiring escalation and verification.

Question 4

Which statement about inherent risk is correct?

Accepted Answer

It is risk before considering any controls

Answer

Inherent risk is the raw level of exposure before any mitigating controls are considered.

Question 5

A customer receives an email appearing to be from the bank asking them to click a link and verify their password. This is an example of:

Accepted Answer

Phishing

Answer

Phishing uses fraudulent messages impersonating trusted entities to steal credentials.

CCSP - Certified Client Service Professional Practice Test