Fair Housing Laws Flashcards
7 cards from real CCS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Fair Housing Laws flashcards as text
A condominium association's manager tells a Black prospective buyer that no units are available when in fact units are listed for sale. This is an example of:
Answer: Misrepresentation / racial discrimination
Falsely denying availability of housing to a person based on race is a direct form of racial discrimination prohibited by Section 804(d) of the Fair Housing Act.
A real estate agent warns condo owners in a neighborhood that minority families are moving in and they should sell quickly. This practice is called:
Answer: Blockbusting
Blockbusting (also called panic selling) is the illegal practice of inducing homeowners to sell by exploiting fears about the entry of minority groups into the area.
When a condominium resident with a mental health disability requests a reasonable accommodation, the association may lawfully ask for:
Answer: Verification from a reliable third party that the resident has a disability and the accommodation is related to that disability
Associations may request documentation verifying that a disability exists and that the requested accommodation is disability-related, but may not demand specific diagnoses or full medical records.
Which of the following activities is expressly prohibited by Section 818 of the Fair Housing Act?
Answer: Coercing, intimidating, threatening, or interfering with any person exercising fair housing rights
Section 818 of the FHA prohibits retaliation or interference with anyone who exercises or assists others in exercising their fair housing rights.
A condominium association in a city with a local fair housing ordinance that also prohibits source-of-income discrimination must:
Answer: Comply with the local ordinance in addition to the federal Act
State and local fair housing laws can provide greater protections than the federal Act, and associations must comply with both federal law and any applicable stricter local ordinances.
Under the Fair Housing Act, what is the maximum civil penalty HUD may impose on a respondent for a first violation adjudicated by an Administrative Law Judge?
Answer: $21,663 (indexed for inflation)
Civil penalties under the Fair Housing Act are adjusted periodically for inflation; as of recent years the first-violation cap is approximately $21,663, with higher caps for subsequent violations.
A condominium developer sets aside a building exclusively for residents who are 62 years of age or older. Under HOPA, this community:
Answer: Qualifies as a 62-or-older community exempt from the familial status provisions
Under HOPA, housing intended for and solely occupied by persons 62 or older is completely exempt from the familial status protections of the Fair Housing Act.