Fair Housing Laws Flashcards
7 cards from real CCS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Fair Housing Laws flashcards as text
Under the Fair Housing Act, which of the following actions by a condominium association constitutes illegal steering?
Answer: Directing a prospective buyer of a protected class toward units in a specific section of the complex
Steering — directing buyers or renters toward or away from certain units based on protected class membership — is a form of illegal housing discrimination under the Fair Housing Act.
A condo association's rule prohibiting all satellite dishes would most likely conflict with which federal regulation?
Answer: Over-the-Air Reception Devices Rule (OTARD)
The FCC's OTARD rule generally prohibits restrictions that impair a resident's ability to install or use antenna or satellite dishes for reception purposes.
Which federal agency is primarily responsible for enforcing the Fair Housing Act at the federal level?
Answer: Department of Housing and Urban Development (HUD)
HUD is the primary federal agency charged with administering and enforcing the Fair Housing Act, including investigating complaints.
A condominium association enforces a rule that all prospective buyers must be interviewed by the board before purchase approval. Under fair housing law, this practice is:
Answer: Permissible if applied uniformly and questions do not solicit protected-class information
Board interview requirements are permissible when applied consistently to all applicants and when interview questions avoid inquiring about protected characteristics.
The Fair Housing Act's prohibition on 'familial status' discrimination primarily protects which group?
Answer: Households with children under age 18
Familial status protection covers households with children under 18, including pregnant women and those in the process of securing legal custody of a child.
A condominium's governing documents contain a covenant restricting sale to persons of a particular religion. This covenant is:
Answer: Void and unenforceable under the Fair Housing Act
Racially or religiously restrictive covenants are void and unenforceable as a matter of federal law under the Fair Housing Act and subsequent civil rights legislation.
Under the Fair Housing Act, 'disparate impact' means that a policy is discriminatory if it:
Answer: Results in a disproportionately adverse effect on a protected class even without discriminatory intent
Disparate impact liability arises when a facially neutral policy disproportionately harms members of a protected class, even if no discriminatory intent existed.