CAS Study Guide 2026

Everything you need to pass the CAS exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 CAS Exam Format at a Glance

45
Questions
210 min
Time Limit
65.00%
Passing Score

📚 CAS Topics to Study (75)

✍️ Sample CAS Questions & Answers

1. What does IBNR stand for in actuarial reserving?
Incurred But Not Reported

IBNR (Incurred But Not Reported) reserves cover losses that have occurred but have not yet been reported to the insurer.

2. What is the primary goal of a quality improvement program?
To continuously enhance processes and outcomes

Quality improvement focuses on systematic enhancement of processes, services, and outcomes for continuous betterment.

3. Which communication technique is most effective for verifying understanding?
Asking the person to explain the information back in their own words

The teach-back method confirms understanding by having the person explain the information in their own words.

4. Climate change research in the CAS context most directly impacts which actuarial function?
Catastrophe model calibration and long-term trend assumptions

Climate change alters frequency and severity trends for natural perils, requiring actuaries to update catastrophe model assumptions and long-term projections.

5. The CAS Institute's Certified Specialist in Predictive Analytics (CSPA) credential is specifically designed for professionals who:
Apply advanced analytics in insurance without the full CAS fellowship track

The CSPA is a standalone credential for analysts and data scientists applying predictive modeling in insurance who may not be pursuing the full CAS fellowship.

6. What is the 'loss development factor' (LDF) used for in casualty actuarial work?
To project reported or paid losses at an interim age to their ultimate settled value

Loss development factors (also called age-to-age factors) are derived from historical loss triangles and applied to immature losses to estimate ultimate claim costs.

🎯 Free CAS Practice Tests

📖 CAS Guides & Articles

Your CAS Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation