Capital One Assessment Test Capital One Practice Aptitude 4 — Questions and Answers
Question 1: A bar chart shows monthly loan approvals: Jan=320, Feb=280, Mar=360, Apr=300. What is the average monthly approvals?
- 315 (Correct answer)
- 310
- 320
- 330
Correct answer: 315
Total = 1,260; average = 1,260 ÷ 4 = 315.
Question 2: If a risk score increases by 15 points each quarter, and starts at 40, what is the score after 5 quarters?
- 115 (Correct answer)
- 100
- 120
- 110
Correct answer: 115
Score = 40 + (15 × 5) = 40 + 75 = 115.
Question 3: Which passage best demonstrates critical thinking in a financial context? A) 'Interest rates always go up.' B) 'Based on the Fed's recent statement and inflation data, rates may rise next quarter.' C) 'Banks never lose money.' D) 'Stocks are always the best investment.'
- B (Correct answer)
- A
- C
- D
Correct answer: B
Option B uses evidence and qualifiers ('may'), showing analytical reasoning rather than absolutes.
Question 4: A customer's credit utilization is 65%. If their total credit limit is $10,000, how much is their outstanding balance?
- $6,500 (Correct answer)
- $3,500
- $6,000
- $7,000
Correct answer: $6,500
Balance = $10,000 × 0.65 = $6,500.
Question 5: Three workers complete a project in 12 days. How many days would it take 4 workers to complete the same project?
- 9 (Correct answer)
- 8
- 10
- 6
Correct answer: 9
Total work = 3 × 12 = 36 worker-days; 36 ÷ 4 = 9 days.
Question 6: Which of the following is an example of a fixed expense for a bank?
- Office lease payments (Correct answer)
- Transaction processing fees
- Marketing campaign spend
- Fraud loss reimbursements
Correct answer: Office lease payments
Office lease payments are fixed costs that remain constant regardless of transaction volume.
Question 7: A number pattern: 100, 95, 85, 70, 50, ___. What is the next number?
- 25 (Correct answer)
- 30
- 35
- 20
Correct answer: 25
Differences are -5, -10, -15, -20, -25; so 50 - 25 = 25.
Capital One Assessment Test Capital One Practice Aptitude 4
A bar chart shows monthly loan approvals: Jan=320, Feb=280, Mar=360, Apr=300.
What is the average monthly approvals?