Capital One Assessment Test Capital One Numerical 5 — Questions and Answers
Question 1: A portfolio earned $12,600 on a $180,000 investment. What was the return on investment (ROI)?
- 7% (Correct answer)
- 6.5%
- 8%
- 5.5%
Correct answer: 7%
ROI = $12,600 / $180,000 = 0.07 = 7%.
Question 2: A bank's expense ratio improved from 72% to 63%. By how many percentage points did it improve?
- 9 points (Correct answer)
- 7 points
- 11 points
- 8 points
Correct answer: 9 points
Improvement = 72% − 63% = 9 percentage points.
Question 3: A table shows monthly new accounts: 2,400 in Jan, 3,120 in Feb. What is the percentage growth from Jan to Feb?
- 30% (Correct answer)
- 25%
- 28%
- 32%
Correct answer: 30%
Growth = (3,120 − 2,400) / 2,400 = 720 / 2,400 = 0.30 = 30%.
Question 4: Three branches report revenues of $4.5M, $6.2M, and $5.3M. What percentage of total revenue does the highest-performing branch contribute?
- 38.8% (Correct answer)
- 40.2%
- 36.5%
- 42.1%
Correct answer: 38.8%
Total = $16.0M; highest branch = $6.2M / $16.0M ≈ 38.75% ≈ 38.8%.
Question 5: A customer's minimum payment is the greater of $25 or 2% of the balance. Their balance is $950. What is the minimum payment?
- $25 (Correct answer)
- $19
- $28
- $30
Correct answer: $25
2% of $950 = $19, which is less than $25, so the minimum payment is $25.
Question 6: A loan of $20,000 at 5% simple interest is repaid over 4 years. What is the total interest paid?
- $4,000 (Correct answer)
- $3,800
- $4,200
- $5,000
Correct answer: $4,000
Simple interest = $20,000 × 0.05 × 4 = $4,000.
Question 7: A fraud detection report shows that 0.8% of 125,000 transactions were flagged. How many transactions were flagged?
- 1,000 (Correct answer)
- 900
- 1,100
- 1,250
Correct answer: 1,000
Flagged = 125,000 × 0.008 = 1,000 transactions.
Capital One Assessment Test Capital One Numerical 5
A portfolio earned $12,600 on a $180,000 investment.
What was the return on investment (ROI)?