Capital One Assessment Test Assessment and Evaluation 2 — Questions and Answers
Question 1: A candidate scores in the 85th percentile on a Capital One numerical reasoning test. What does this mean?
- They answered 85% of questions correctly
- They scored higher than 85% of other test-takers (Correct answer)
- They need to score 15% higher to pass
- They are in the top 85% of all candidates
Correct answer: They scored higher than 85% of other test-takers
Percentile rank means the candidate outperformed 85% of the norm group, not that they got 85% of answers correct.
Question 2: Capital One uses situational judgment tests primarily to assess which candidate quality?
- Mathematical ability under time pressure
- How candidates are likely to behave in work-related scenarios (Correct answer)
- Memorization of company policies
- Technical coding proficiency
Correct answer: How candidates are likely to behave in work-related scenarios
Situational judgment tests present realistic workplace scenarios to predict how candidates will respond in similar job situations.
Question 3: When evaluating your work performance at Capital One, which metric would be LEAST relevant for a customer-facing role?
- Customer satisfaction scores
- First-call resolution rate
- Number of internal code commits per sprint (Correct answer)
- Average handle time
Correct answer: Number of internal code commits per sprint
Code commits per sprint is a software development metric irrelevant to customer-facing roles where satisfaction and resolution metrics matter most.
Question 4: During a Capital One assessment, you're asked to evaluate two loan applications with similar risk profiles. What principle should guide your decision?
- Approve the application from the longer-standing customer
- Apply consistent criteria based on creditworthiness factors to both (Correct answer)
- Approve the higher loan amount to generate more revenue
- Prioritize the applicant with the higher income regardless of debt
Correct answer: Apply consistent criteria based on creditworthiness factors to both
Fair lending requires consistent application of objective creditworthiness criteria to avoid discriminatory outcomes.
Question 5: A Capital One assessment question asks you to identify the WEAKEST argument in a set. Which approach is most effective?
- Choose the shortest argument as it likely lacks detail
- Identify arguments that rely on unsupported assumptions or logical fallacies (Correct answer)
- Select the argument that contradicts company values
- Pick the argument with the most emotional language
Correct answer: Identify arguments that rely on unsupported assumptions or logical fallacies
Weak arguments typically contain unsupported assumptions, logical fallacies, or lack relevant evidence to support their conclusions.
Question 6: In a Capital One numerical test, a credit card balance of $4,500 accrues 18% APR. What is the monthly interest charge?
- $810.00
- $67.50 (Correct answer)
- $81.00
- $6.75
Correct answer: $67.50
Monthly interest = $4,500 × (18% ÷ 12) = $4,500 × 0.015 = $67.50.
Question 7: Capital One assessments often include deductive reasoning questions. Which conclusion follows NECESSARILY from the statement: 'All approved borrowers have credit scores above 620'?
- Anyone with a score above 620 is approved
- John has a score of 650, so he is approved
- If Maria was approved, her score exceeds 620 (Correct answer)
- Credit scores are the only approval factor
Correct answer: If Maria was approved, her score exceeds 620
If all approved borrowers score above 620, then any approved borrower (like Maria) must by definition have a score above 620.
Capital One Assessment Test Assessment and Evaluation 2
A candidate scores in the 85th percentile on a Capital One numerical reasoning test.
What does this mean?