CAP Study Guide 2026

Everything you need to pass the CAP exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 CAP Exam Format at a Glance

100
Questions
120 min
Time Limit
70.00%
Passing Score

📚 CAP Topics to Study (64)

✍️ Sample CAP Questions & Answers

1. When a CAP advisor becomes aware that a client's planned gift may be used by a nonprofit in ways that conflict with the client's stated values, the advisor should:
Proactively advise the client of the concern, ensure they have full information, and respect their decision after informed deliberation

The advisor's duty includes ensuring the client has complete and accurate information relevant to their philanthropic decisions—including potential conflicts with their own values—before completing any transaction.

2. Which document must accompany IRS Form 8283 Section B for a non-cash gift exceeding $5,000?
A qualified appraisal prepared by a qualified appraiser

A qualified appraisal conducted by a qualified appraiser no earlier than 60 days before the donation and no later than the tax return due date must accompany Form 8283 Section B.

3. A philanthropic advisor discovers that a donor's charitable goals have shifted significantly since the original gift plan was established. What is the most appropriate first step?
Schedule a comprehensive review meeting to reassess the donor's current philanthropic vision

A comprehensive review meeting allows the advisor to understand the donor's evolved goals before recommending any changes to existing structures.

4. Subrogation in insurance claims refers to the insurer's right to:
Pursue a third party responsible for the insured's loss after paying the claim

Subrogation allows the insurer, after compensating its insured, to step into the insured's shoes and recover that payment from the negligent third party.

5. A newly widowed client contacts their CAP advisor wanting to immediately restructure all charitable giving as a tribute to their late spouse. The advisor's best immediate action is to:
Gently encourage a period of reflection before making major irrevocable decisions

Encouraging reflection before irrevocable decisions protects the client's long-term interests while honoring the emotional significance of the moment.

6. A charity's Form 990 shows that executive compensation represents 80% of total expenses. What concern does this raise?
Excessive compensation may indicate misuse of charitable assets

When compensation dominates expenses, very little funding reaches program beneficiaries, signaling potential mismanagement or self-dealing.

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Your CAP Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation
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CAP Study Guide 2026 — Exam Format, Topics & Practice Questions