CAM Regulatory Framework and Compliance 2 — Questions and Answers
Question 1: Under the Fair Housing Act, which of the following is NOT a protected class at the federal level?
- Race
- Source of income (Correct answer)
- National origin
- Familial status
Correct answer: Source of income
Source of income is not a federally protected class under the FHA, though some states and localities have added it.
Question 2: A landlord refuses to rent to a family with children, citing a 'quiet building' policy. This is most likely a violation of which law?
- Americans with Disabilities Act
- Fair Housing Act – familial status (Correct answer)
- Fair Credit Reporting Act
- Uniform Residential Landlord Tenant Act
Correct answer: Fair Housing Act – familial status
Refusing to rent to families with children violates the FHA's familial status protections unless the property qualifies as housing for older persons.
Question 3: Which federal agency primarily enforces the Fair Housing Act?
- Department of Justice
- Department of Housing and Urban Development (HUD) (Correct answer)
- Consumer Financial Protection Bureau
- Federal Trade Commission
Correct answer: Department of Housing and Urban Development (HUD)
HUD is the primary federal agency responsible for administering and enforcing the Fair Housing Act.
Question 4: A reasonable accommodation request under the FHA requires the housing provider to:
- Grant every request regardless of cost
- Make modifications only to common areas
- Change rules or policies to allow a person with a disability equal opportunity to use the housing (Correct answer)
- Provide written denial within 14 days
Correct answer: Change rules or policies to allow a person with a disability equal opportunity to use the housing
A reasonable accommodation involves changing rules, policies, or services so that a person with a disability has equal opportunity to use and enjoy the housing.
Question 5: Under the Lead-Based Paint Hazard Reduction Act, disclosure of known lead-based paint is required for residential housing built before:
- 1968
- 1978 (Correct answer)
- 1988
- 1994
Correct answer: 1978
Federal law requires disclosure of known lead-based paint hazards for housing built before 1978, when lead paint was banned for residential use.
Question 6: OSHA's Hazard Communication Standard requires apartment management to:
- Post rent increases 30 days in advance
- Maintain Safety Data Sheets for hazardous chemicals used on the property (Correct answer)
- Inspect units annually for safety violations
- Provide tenants with emergency contact numbers
Correct answer: Maintain Safety Data Sheets for hazardous chemicals used on the property
OSHA's HazCom standard requires employers to maintain Safety Data Sheets (SDS) for all hazardous chemicals in the workplace.
Question 7: Which of the following best describes 'disparate impact' in fair housing?
- A policy that explicitly excludes a protected class
- A neutral policy that has a disproportionate adverse effect on a protected class (Correct answer)
- Intentional discrimination against a single applicant
- Steering applicants toward certain neighborhoods
Correct answer: A neutral policy that has a disproportionate adverse effect on a protected class
Disparate impact refers to a facially neutral policy or practice that disproportionately harms members of a protected class, even without discriminatory intent.
CAM Regulatory Framework and Compliance 2
Under the Fair Housing Act, which of the following is NOT a protected class at the federal level?