CAFM Risk Management and Safety 3 — Questions and Answers
Question 1: What is the CAFM-recommended approach when a driver is involved in a serious at-fault accident?
- Terminate the driver immediately to limit liability
- Suspend the driver pending a comprehensive root cause investigation (Correct answer)
- Reassign the driver to a non-driving role permanently
- Require the driver to purchase additional personal auto insurance
Correct answer: Suspend the driver pending a comprehensive root cause investigation
Suspending the driver pending a root cause investigation ensures safety while gathering facts before making employment or corrective action decisions.
Question 2: Which element is MOST critical to include in a post-accident investigation report?
- Estimated repair cost and timeline
- Contributing factors and corrective actions to prevent recurrence (Correct answer)
- Driver's complete employment history
- Insurance adjuster contact information
Correct answer: Contributing factors and corrective actions to prevent recurrence
Identifying contributing factors and corrective actions transforms an accident report into a safety improvement tool rather than just a record of loss.
Question 3: A fleet's loss run shows a high frequency of low-severity backing accidents. The BEST corrective strategy is:
- Increase collision deductibles to discourage minor claims
- Install backup cameras and sensors fleet-wide and conduct backing safety training (Correct answer)
- Prohibit backing maneuvers in all fleet operations
- Assign spotters to all vehicles at all times
Correct answer: Install backup cameras and sensors fleet-wide and conduct backing safety training
Combining engineering controls (backup cameras/sensors) with training addresses both the physical hazard and driver behavior for backing incidents.
Question 4: Under DOT regulations, which drivers are required to participate in a drug and alcohol testing program?
- All employees who drive a company vehicle for any purpose
- Drivers operating commercial motor vehicles requiring a CDL (Correct answer)
- Drivers who have had a prior DUI conviction
- All drivers transporting more than two passengers
Correct answer: Drivers operating commercial motor vehicles requiring a CDL
DOT/FMCSA drug and alcohol testing requirements apply specifically to CDL holders operating commercial motor vehicles in interstate commerce.
Question 5: What is the primary function of a Driver Vehicle Inspection Report (DVIR)?
- To record fuel consumption per trip
- To document pre- and post-trip vehicle defects that require repair (Correct answer)
- To track driver hours of service compliance
- To verify vehicle registration and insurance documentation
Correct answer: To document pre- and post-trip vehicle defects that require repair
DVIRs are required by FMCSA regulations to document vehicle defects found during pre- and post-trip inspections, ensuring defects are reported and repaired before vehicles return to service.
Question 6: Which risk transfer mechanism is MOST commonly used by large fleets to manage catastrophic liability exposure?
- Self-insurance for all claims regardless of size
- Umbrella or excess liability insurance above primary limits (Correct answer)
- Bonding each driver individually
- Requiring customers to sign liability waivers
Correct answer: Umbrella or excess liability insurance above primary limits
Umbrella or excess liability policies provide additional coverage above primary auto liability limits, protecting the organization against catastrophic large-loss events.
Question 7: A fleet manager notices crash rates increase significantly during the 2:00–4:00 AM time window. This pattern MOST likely indicates:
- Poor road conditions during overnight hours
- Circadian rhythm fatigue causing driver drowsiness (Correct answer)
- Increased traffic congestion during shift changes
- Higher incidence of vehicle mechanical failures at night
Correct answer: Circadian rhythm fatigue causing driver drowsiness
The 2:00–4:00 AM window corresponds to the circadian nadir, when humans experience peak drowsiness and fatigue-related impairment regardless of sleep history.
CAFM Risk Management and Safety 3
What is the CAFM-recommended approach when a driver is involved in a serious at-fault accident?