CACs Special Enrollment Periods and Life Events 3

Question 1

A consumer turns 26 and ages off their parent's health plan. How many days do they have to enroll in a Marketplace plan?

Accepted Answer

60 days

Answer

30 days

Answer

90 days

Answer

45 days

Question 2

What is the Open Enrollment Period for Marketplace health plans?

Accepted Answer

November 1 – January 15

Answer

January 1 – March 31

Answer

October 1 – December 31

Answer

February 1 – April 30

Question 3

Which of the following is a 'permanent' SEP available year-round regardless of a recent life event?

Accepted Answer

SEP for income below 150% FPL

Answer

SEP for new job offer

Answer

SEP for gym membership lapse

Answer

SEP for tax filing errors

Question 4

A natural disaster displaces a consumer and they miss Open Enrollment. What SEP may apply?

Accepted Answer

An exceptional circumstances SEP may be granted by CMS

Answer

No SEP applies for natural disasters

Answer

An automatic 120-day extension is applied nationally

Answer

They must pay a penalty to enroll late

Question 5

Which action should a CAC avoid when helping a consumer claim a SEP?

Accepted Answer

Submitting false qualifying event information to gain enrollment

Answer

Explaining what documentation is needed

Answer

Informing the consumer about available plan options

Answer

Reviewing the consumer's income estimate

Question 6

If a consumer's SEP application is pended for document verification, what should a CAC advise?

Accepted Answer

Submit the required documents by the deadline to complete enrollment

Answer

Cancel the application and restart at Open Enrollment

Answer

Ignore the notice since enrollment is already confirmed

Answer

Switch to a dental-only plan to avoid the requirement