Special Enrollment Periods and Life Events Flashcards
6 cards from real CACS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Special Enrollment Periods and Life Events flashcards as text
How many days does a consumer typically have to enroll in a Marketplace plan after a qualifying life event triggers a Special Enrollment Period (SEP)?
Answer: 60 days
Most qualifying life events grant a 60-day Special Enrollment Period window to select a Marketplace plan.
Which of the following is a qualifying life event that triggers a Special Enrollment Period?
Answer: Losing job-based health coverage
Losing job-based health coverage is a qualifying life event that triggers a SEP, allowing enrollment outside Open Enrollment.
A consumer moves from Texas to California. Does this qualify them for a Special Enrollment Period?
Answer: Yes, moving to a new coverage area is a qualifying life event
Moving to a new coverage area where different Marketplace plans are available is a qualifying life event that triggers a SEP.
What happens if a consumer misses the 60-day Special Enrollment Period window after a qualifying life event?
Answer: They must wait until the next Open Enrollment Period
Missing the SEP window generally requires the consumer to wait until the next Open Enrollment Period to enroll in a Marketplace plan.
Which of the following is NOT a qualifying life event for a Special Enrollment Period?
Answer: Turning 30 years old
Turning 30 is not a qualifying life event, though turning 26 and aging off a parent's plan does trigger a SEP.
A consumer gains a new dependent through adoption. Which SEP rule applies?
Answer: They have 60 days from the adoption date
Adding a dependent through adoption is a qualifying life event that opens a 60-day Special Enrollment Period.