CA Materials & Techniques 2

Question 1

When estimating a roof replacement, what is the standard waste factor typically added for a complex hip roof compared to a simple gable roof?

Accepted Answer

15%

Answer

Complex hip roofs typically carry a 15% waste factor due to multiple valleys and angles requiring additional cuts.

Question 2

Which type of insulation is most commonly found in wall cavities of homes built in the 1960s–1970s that may pose a health hazard during claims?

Accepted Answer

Urea-formaldehyde foam

Answer

Urea-formaldehyde foam insulation was widely used in the 1960s–70s and later found to off-gas formaldehyde, posing health risks.

Question 3

A public adjuster identifies 'efflorescence' on a brick wall during a claim inspection. What does this indicate?

Accepted Answer

Water migration through the masonry depositing mineral salts

Answer

Efflorescence is the white chalky deposit left on masonry surfaces when water carries soluble salts to the surface as it evaporates.

Question 4

What is the primary purpose of a 'drip edge' in roofing systems?

Accepted Answer

To direct water away from fascia and into the gutter

Answer

A drip edge is a metal flashing installed at roof edges to direct water away from the fascia board and into the gutter system.

Question 5

When adjusting a hardwood floor claim with 'cupping,' what is the most likely cause an adjuster should document?

Accepted Answer

Moisture imbalance with more humidity on the underside of boards

Answer

Cupping occurs when the underside of hardwood flooring absorbs more moisture than the top face, causing boards to bow upward at the edges.

(CA) Certified Adjuster Designation Practice Test