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Fair Housing Laws Flashcards

7 cards from real CA REAL ESTATE practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Fair Housing Laws flashcards as text

  1. Which federal law is the primary law prohibiting discrimination in the sale, rental, and financing of housing?

    Answer: Fair Housing Act of 1968

    The Fair Housing Act of 1968 (Title VIII of the Civil Rights Act of 1968) is the primary federal law prohibiting housing discrimination.

  2. How many protected classes are established under the federal Fair Housing Act?

    Answer: 7

    The federal Fair Housing Act protects seven classes: race, color, religion, national origin, sex, familial status, and disability.

  3. A real estate agent who discourages buyers from purchasing in certain neighborhoods based on the racial composition of those neighborhoods is guilty of:

    Answer: Steering

    Steering is the illegal practice of directing buyers toward or away from certain neighborhoods based on the protected characteristics of current residents.

  4. The practice of inducing homeowners to sell by suggesting that members of a protected class are moving into the neighborhood is called:

    Answer: Blockbusting

    Blockbusting (also called panic selling) is the illegal practice of inducing homeowners to sell by suggesting protected class members are moving in, with the aim of depressing property prices.

  5. Which of the following is NOT a protected class under the federal Fair Housing Act?

    Answer: Sexual orientation

    Sexual orientation is not a protected class under the federal Fair Housing Act, though California's state law does provide this protection.

  6. A lender who refuses to make mortgage loans in certain neighborhoods based on the racial or ethnic composition of those areas is engaging in:

    Answer: Redlining

    Redlining is the illegal practice of refusing to provide financial services in certain geographic areas, typically based on the racial composition of those neighborhoods.

  7. How long does a person have to file a complaint with HUD after a fair housing violation?

    Answer: 1 year

    A person has one year from the date of the alleged discriminatory act to file a complaint with the U.S. Department of Housing and Urban Development (HUD).