BMS Funeral NBE 2 — Questions and Answers
Question 1: Under the FTC Funeral Rule, which document must be offered to any person who inquires in person about funeral arrangements?
- Statement of Funeral Goods and Services Selected
- General Price List (Correct answer)
- Itemized Casket Price List
- Pre-Need Contract Disclosure
Correct answer: General Price List
The FTC Funeral Rule requires funeral homes to offer a General Price List to anyone who visits in person to inquire about arrangements.
Question 2: Which chemical is primarily responsible for the preservative and disinfecting action in embalming fluid?
- Methanol
- Phenol
- Formaldehyde (Correct answer)
- Glutaraldehyde
Correct answer: Formaldehyde
Formaldehyde is the primary preservative and germicidal agent in embalming fluids, fixing proteins and inhibiting decomposition.
Question 3: A funeral home charges $300 for a casket it actually acquired for $200. Under the FTC Funeral Rule, this practice is:
- A violation unless the markup is disclosed
- Permitted as part of normal retail pricing (Correct answer)
- Only allowed for metal caskets
- Prohibited unless the casket is made domestically
Correct answer: Permitted as part of normal retail pricing
The FTC Funeral Rule does not regulate markup percentages; funeral homes may price goods and services at any level as long as prices are disclosed on required price lists.
Question 4: The term 'algor mortis' refers to:
- Postmortem stiffening of muscles
- Pooling of blood after death
- The cooling of the body after death (Correct answer)
- Bacterial decomposition of soft tissue
Correct answer: The cooling of the body after death
Algor mortis is the gradual cooling of the body to ambient temperature following death, occurring at approximately 1–1.5°F per hour.
Question 5: Which of the following best describes a 'direct cremation' under the FTC Funeral Rule?
- Cremation preceded by a full funeral service
- Cremation without any formal viewing or ceremony (Correct answer)
- Cremation where ashes are scattered at sea
- Cremation requiring embalming beforehand
Correct answer: Cremation without any formal viewing or ceremony
A direct cremation is disposition by cremation without embalming, a viewing, or a formal funeral ceremony before cremation.
Question 6: In arterial embalming, the 'six-point injection' technique refers to raising arteries at how many locations?
- Three
- Four
- Six (Correct answer)
- Eight
Correct answer: Six
The six-point injection technique involves raising both common carotids, both femorals, and both axillary arteries for distribution of embalming fluid.
Question 7: OSHA's Bloodborne Pathogens Standard requires funeral homes to offer employees which vaccine at no cost?
- Influenza
- Hepatitis B (Correct answer)
- Tetanus
- COVID-19
Correct answer: Hepatitis B
OSHA's Bloodborne Pathogens Standard (29 CFR 1910.1030) requires employers to offer the Hepatitis B vaccine series at no cost to employees with occupational exposure.
Under the FTC Funeral Rule, which document must be offered to any person who inquires in person about funeral arrangements?