A teller notices a regular customer making an unusual cash withdrawal of $9,500—just below the CTR threshold—and acting nervously. What should the teller do?
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A
Process the transaction normally since it is below the reporting threshold
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B
File a Suspicious Activity Report (SAR) internally if structuring or other suspicious behavior is suspected
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C
Refuse the transaction and ask the customer to leave
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D
Ask the customer directly if they are trying to avoid reporting