Banking Exam SBI General 4

Question 1

Which of the following is the international banking arm of SBI?

Accepted Answer

SBI International Banking Group

Answer

SBI's International Banking Group handles its overseas operations, branches, and forex services.

Question 2

SBI's Green Channel Counter (GCC) was introduced primarily to:

Accepted Answer

Reduce paper use and speed up counter transactions

Answer

GCC was introduced to enable paperless, faster transactions at bank counters using debit cards.

Question 3

What does the CRR mandate that banks do with a portion of their deposits?

Accepted Answer

Keep it as cash reserve with RBI

Answer

CRR (Cash Reserve Ratio) requires banks to maintain a specified percentage of their net demand and time liabilities as cash with RBI.

Question 4

SBI's Mobibanking app replaced which earlier mobile service?

Accepted Answer

SBI Freedom

Answer

SBI Freedom was the predecessor mobile banking app before SBI moved to its unified YONO platform.

Question 5

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), SBI provides which key benefit to account holders?

Accepted Answer

Overdraft facility up to ₹10,000

Answer

PMJDY accounts come with an overdraft facility of up to ₹10,000 for eligible account holders.

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