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SBI General Flashcards

7 cards from real Banking Exam practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 SBI General flashcards as text

  1. Which of the following is the international banking arm of SBI?

    Answer: SBI International Banking Group

    SBI's International Banking Group handles its overseas operations, branches, and forex services.

  2. SBI's Green Channel Counter (GCC) was introduced primarily to:

    Answer: Reduce paper use and speed up counter transactions

    GCC was introduced to enable paperless, faster transactions at bank counters using debit cards.

  3. What does the CRR mandate that banks do with a portion of their deposits?

    Answer: Keep it as cash reserve with RBI

    CRR (Cash Reserve Ratio) requires banks to maintain a specified percentage of their net demand and time liabilities as cash with RBI.

  4. SBI's Mobibanking app replaced which earlier mobile service?

    Answer: SBI Freedom

    SBI Freedom was the predecessor mobile banking app before SBI moved to its unified YONO platform.

  5. Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), SBI provides which key benefit to account holders?

    Answer: Overdraft facility up to ₹10,000

    PMJDY accounts come with an overdraft facility of up to ₹10,000 for eligible account holders.

  6. SBI's NPA (Non-Performing Asset) classification follows guidelines issued by:

    Answer: RBI

    RBI sets the prudential norms for NPA classification for all scheduled commercial banks in India.

  7. Which SBI savings account variant is specifically designed for senior citizens?

    Answer: SBI Senior Privilege Account

    SBI Senior Privilege Savings Account offers benefits like higher interest rates and priority services for customers aged 60 and above.