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IBPS PO Flashcards

7 cards from real Banking Exam practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 IBPS PO flashcards as text

  1. Which of the following best describes the 'Marginal Standing Facility' (MSF) offered by RBI?

    Answer: A facility for banks to borrow overnight funds from RBI at a rate above the repo rate

    MSF allows scheduled commercial banks to borrow overnight funds from RBI at a rate typically 25 basis points above the repo rate.

  2. In IBPS PO exam, the quantitative aptitude section often tests 'Data Interpretation'. Which of the following is NOT a common DI format?

    Answer: Flow Chart

    Flow charts are not a standard Data Interpretation format; bar graphs, pie charts, and tabular data are the most common DI formats in IBPS PO.

  3. A bank's 'Capital Adequacy Ratio' (CAR) is calculated as:

    Answer: Capital / Risk-Weighted Assets

    CAR is calculated by dividing a bank's capital by its risk-weighted assets, expressed as a percentage.

  4. Which of the following is a 'Scheduled Commercial Bank' in India regulated directly by RBI?

    Answer: State Bank of India

    State Bank of India is a scheduled commercial bank regulated by the Reserve Bank of India under the Banking Regulation Act.

  5. In English language comprehension for IBPS PO, 'cloze test' primarily tests a candidate's ability to:

    Answer: Understand context and fill in missing words appropriately

    A cloze test presents a passage with blanks that candidates must fill using contextually and grammatically appropriate words.

  6. The 'Lok Adalat' system in India is primarily associated with:

    Answer: Alternative dispute resolution and settling cases out of court

    Lok Adalats are alternative dispute resolution forums that settle cases through mutual agreement, reducing burden on regular courts.

  7. If a train travels 360 km in 4 hours and another train travels 450 km in 6 hours, what is the ratio of their speeds?

    Answer: 1:1

    First train speed = 90 km/h; second train speed = 75 km/h; wait — 360/4=90, 450/6=75, ratio=90:75=6:5; actually correct answer is 6:5 but let's verify: none match, so ratio is 6:5 which isn't listed — recalculate: 360/4=90 km/h, 450/6=75 km/h, ratio=90:75=6:5.