Bank Code Finding Bank Code 2 — Questions and Answers
Question 1: Where on a paper check is the bank's routing number printed?
- The bottom-left, as the first nine digits (Correct answer)
- The top-right corner
- Next to the signature line
- On the back of the check
Correct answer: The bottom-left, as the first nine digits
The nine-digit routing number is the first set of MICR digits at the bottom-left of a check.
Question 2: How many digits does a U.S. ABA routing number contain?
- 8
- 9 (Correct answer)
- 10
- 11
Correct answer: 9
A U.S. ABA routing number is always nine digits long.
Question 3: Which code identifies a bank for international wire transfers?
- SWIFT/BIC code (Correct answer)
- ZIP code
- ABA routing number
- CVV code
Correct answer: SWIFT/BIC code
The SWIFT/BIC code identifies banks worldwide for international transfers.
Question 4: What is the quickest official way to confirm your bank's routing number online?
- Guess based on the bank name
- Check the bank's official website or mobile app (Correct answer)
- Ask another customer
- Read it off an ATM receipt total
Correct answer: Check the bank's official website or mobile app
A bank's official website or app lists the correct routing number for your account.
Question 5: A SWIFT/BIC code can be either 8 or how many characters long?
- 6
- 10
- 11 (Correct answer)
- 12
Correct answer: 11
A SWIFT/BIC code is either 8 characters (head office) or 11 characters (with a branch identifier).
Question 6: If a check shows two numbers at the bottom, which is usually the routing number?
- The shorter account number
- The nine-digit number on the left (Correct answer)
- The check number on the right
- The dollar amount
Correct answer: The nine-digit number on the left
The nine-digit routing number appears on the left, before the account number.
Question 7: Why might one bank have more than one routing number?
- Each customer gets a unique routing number
- Different states or transaction types use different routing numbers (Correct answer)
- Routing numbers change every month
- Only fraud causes multiple numbers
Correct answer: Different states or transaction types use different routing numbers
Large banks often assign different routing numbers by region or by transaction type such as ACH versus wires.
Bank Code Finding Bank Code 2
Where on a paper check is the bank's routing number printed?