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Finding Bank Code Flashcards

7 cards from real Bank Code practice questions. Tap to flip, then mark Knew It or Still Learning โ€” missed cards come back until you master them.

Read the first 7 Finding Bank Code flashcards as text
  1. You need to set up a direct deposit. Which bank code does your employer typically require?

    Answer: Routing number and account number

    U.S. direct deposits use the bank routing number along with the account number.

  2. A friend abroad wants to wire you money internationally. What should you provide?

    Answer: Your SWIFT/BIC code and account details

    International incoming wires require your bank's SWIFT/BIC code and your account number.

  3. Which type of transfer typically uses a routing number that differs from the one on your checks?

    Answer: A domestic wire transfer

    Many banks use a separate wire routing number that differs from the check (ACH) routing number.

  4. What is the safest action if you are unsure which routing number to use for a wire?

    Answer: Call or message your bank to confirm

    Contacting your bank ensures you use the correct routing number for the specific transaction.

  5. Why should you avoid sharing your routing and account numbers carelessly?

    Answer: They can be used to attempt unauthorized debits

    Together these numbers can enable unauthorized ACH debits, so share them only with trusted parties.

  6. An online form asks for your 'ABA number.' What is it requesting?

    Answer: Your nine-digit routing number

    ABA number is another name for the nine-digit routing number.

  7. Which detail is NOT needed to find a routing number on a check?

    Answer: The signature on the front

    The signature is irrelevant to locating the routing number, which sits in the MICR line.