AR Notary Electronic Notarization Procedures 3 — Questions and Answers
Question 1: Which two identity-proofing processes are commonly required for a remotely located signer who is not personally known to the Arkansas notary?
- Fingerprinting and a notarized affidavit
- Credential analysis and knowledge-based authentication (Correct answer)
- A utility bill and a library card
- Voice recognition and a personal reference
Correct answer: Credential analysis and knowledge-based authentication
Remote online notarization identity proofing pairs credential analysis of a government ID with knowledge-based authentication questions.
Question 2: In knowledge-based authentication (KBA) for remote notarization, the signer must typically:
- Answer personal history questions within a time limit at a required passing score (Correct answer)
- Recite the Arkansas notary oath from memory
- Provide the notary's commission number
- Upload three years of tax returns
Correct answer: Answer personal history questions within a time limit at a required passing score
KBA presents timed personal-history questions drawn from public and proprietary data, and the signer must meet a minimum passing score.
Question 3: A remotely located signer's government-issued ID fails credential analysis during a remote session. The Arkansas notary should:
- Proceed if the signer seems honest on camera
- Accept a photo of a gym membership card instead
- Decline to complete the notarization until identity can be properly verified (Correct answer)
- Ask the signer's spouse to vouch for them in the chat
Correct answer: Decline to complete the notarization until identity can be properly verified
A notary may not complete the act without satisfactory evidence of identity, so the session must stop until verification succeeds.
Question 4: How long must the audio-visual recording of a remote online notarization generally be retained under Arkansas requirements?
- Ninety days
- One year
- Five years
- Ten years (Correct answer)
Correct answer: Ten years
Arkansas requires the audio-visual recording of a remote notarization to be retained for ten years.
Question 5: Which statement about the signer's location during an Arkansas remote online notarization is correct?
- The signer must be inside Arkansas
- The signer may be located outside Arkansas, including outside the United States in certain circumstances (Correct answer)
- The signer must be in the notary's home county
- The signer must be at a bank branch
Correct answer: The signer may be located outside Arkansas, including outside the United States in certain circumstances
The remotely located signer may be outside Arkansas, and even abroad in limited circumstances, as long as legal requirements are met.
Question 6: For a document signed by a remotely located individual, the notarial certificate must indicate:
- The brand of computer the notary used
- That the notarization was performed using communication technology (Correct answer)
- The signer's internet service provider
- The weather conditions during the session
Correct answer: That the notarization was performed using communication technology
The certificate must disclose that the notarial act was performed for a remotely located individual using audio-visual communication technology.
Question 7: If the audio or video feed drops in the middle of a remote notarization session before the act is complete, the notary should:
- Complete the certificate based on what was seen earlier
- Restart the identity verification and appearance process before completing the act (Correct answer)
- Have an assistant finish the session
- Mail the document to the signer for a wet signature and still sign the electronic certificate
Correct answer: Restart the identity verification and appearance process before completing the act
A continuous, satisfactory audio-visual session is required, so an interrupted act must be restarted with identity re-verified.
AR Notary Electronic Notarization Procedures 3
Which two identity-proofing processes are commonly required for a remotely located signer who is not personally known to the Arkansas notary?