AR Notary AR-Notary Prohibited Acts and Conflicts of Interest 4

Question 1

An Arkansas notary is asked to certify that a photocopy is a 'true copy' of a birth certificate. The notary should:

Accepted Answer

Refuse, because vital records must be certified by the official custodian

Answer

Certify the copy if it looks identical

Answer

Certify it only in black ink

Answer

Certify it and attach the original

Question 2

A loan officer who is an Arkansas notary will earn a bonus if a particular loan closes. Regarding notarizing the loan documents, the notary:

Accepted Answer

Should not notarize because the bonus is a direct financial interest in the transaction

Answer

May notarize because bonuses are routine

Answer

May notarize if the borrower consents

Answer

May notarize if the bonus is under $100

Question 3

Which of the following may an Arkansas notary lawfully do?

Accepted Answer

Notarize a document written in a foreign language when able to communicate with the signer and complete the certificate in English

Answer

Issue an apostille for a document going abroad

Answer

Certify a document as legally sufficient

Answer

Solemnize a marriage

Question 4

An Arkansas notary's spouse is the seller in a real estate transaction. Best practice for the notary is to:

Accepted Answer

Decline to notarize because the spouse's interest may be imputed to the notary

Answer

Notarize since spouses are separate legal persons

Answer

Notarize and disclose the marriage in the journal

Answer

Notarize only the buyer's signatures

Question 5

A signer offers an Arkansas notary an extra $50 'tip' to backdate a notarial certificate by one week. Accepting and backdating would constitute:

Accepted Answer

Falsifying an official certificate, exposing the notary to criminal and civil liability

Answer

A permissible courtesy if disclosed

Answer

A minor clerical adjustment

Answer

An acceptable act if the signer signs a waiver

Question 6

An Arkansas notary receives a document from an absent signer along with the signer's driver's license and a note authorizing notarization. The notary should:

Accepted Answer

Refuse, because possession of an ID does not substitute for personal appearance

Answer

Notarize since the ID proves identity

Answer

Notarize after photocopying the license

Answer

Notarize if the note is signed

Question 7

Which advertising statement by a non-attorney Arkansas notary is prohibited?

Accepted Answer

"I can help you prepare your immigration papers"

Answer

"Notary services available Monday through Friday"

Answer

"Mobile notary — I travel to you"

Answer

"Notarizations at the statutory fee"