Driver and Vehicle Records Flashcards

Which of the following is an authorized permissible use for accessing Arkansas driver records under the DPPA?

Answer: Insurance company underwriting of a policy

The DPPA explicitly permits insurers to access driver records for purposes related to writing, rating, or underwriting a motor vehicle insurance policy.

If you believe an error appears on your Arkansas driving record, what is the first step to correct it?

Answer: Contact the DFA Driver Control division with supporting documentation

Drivers should contact the DFA Driver Control division and provide documentation proving the record entry is incorrect to initiate a correction.

An Arkansas vehicle title issued with a lien on it indicates what?

Answer: A lender has a financial interest in the vehicle

A lien on an Arkansas title means a lender, such as a bank or finance company, holds a security interest in the vehicle until the loan is paid off.

Under Arkansas law, how soon after purchasing a used vehicle must the buyer apply for a title transfer?

Answer: 30 days

Arkansas requires the buyer to apply for a new title within 30 days of purchasing a used vehicle.

Which of the following would cause Arkansas to place a 'hold' on a vehicle's title?

Answer: An outstanding lien or court-ordered judgment against the vehicle

A title hold is placed on a vehicle when there is an unresolved lien, debt, or court-ordered action that must be cleared before the title can be freely transferred.

Arkansas uses a point system to track driver behavior. Which violation carries the LOWEST point value?

Answer: Speeding 1–10 mph over the limit

Speeding 1–10 mph over the posted limit carries the lowest point value (3 points) in the Arkansas point schedule.

How can a driver in Arkansas voluntarily reduce points on their driving record?

Answer: By completing an approved defensive driving course

Arkansas allows drivers to reduce points on their record by voluntarily completing an approved defensive driving course.