AR DMV Insurance and Financial Responsibility Flashcards
6 cards from real AR DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 AR DMV Insurance and Financial Responsibility flashcards as text
What is the minimum liability insurance required for a passenger vehicle in Arkansas?
Answer: 25/50/25
Arkansas requires minimum liability coverage of $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage (25/50/25).
What does Arkansas's mandatory insurance law require drivers to carry in their vehicle?
Answer: Proof of insurance at all times
Arkansas law requires drivers to carry proof of current liability insurance and present it upon request by law enforcement.
What happens to your Arkansas vehicle registration if you allow your insurance to lapse?
Answer: Your registration may be suspended by the AR DMV
The AR DMV can suspend your vehicle registration when it receives notice that your insurance has lapsed or been cancelled.
Which of the following satisfies the financial responsibility requirement in Arkansas besides insurance?
Answer: A surety bond of at least $75,000 filed with the state
Arkansas accepts a surety bond of at least $75,000 filed with the State Treasurer as an alternative to standard liability insurance.
What is the penalty for a first offense of driving without insurance in Arkansas?
Answer: Fine up to $1,000 and/or up to 1 year in jail
A first offense of driving uninsured in Arkansas is a misdemeanor punishable by a fine up to $1,000 and/or up to one year in jail.
In Arkansas, what does 'uninsured motorist coverage' protect you from?
Answer: Injuries and damages caused by a driver who has no insurance
Uninsured motorist coverage pays for your injuries and damages when the at-fault driver carries no liability insurance.