AK Notary Liability and Errors Flashcards

What is the best way for an Alaska notary to protect themselves from claims of errors?

Answer: Maintain accurate journal records and follow all statutory procedures

Thorough journal records and strict adherence to statutory procedures are the best defenses against claims of notarial error.

If an Alaska notary is sued for a faulty notarization, what is typically the first source of compensation for the claimant?

Answer: The notary's surety bond

The surety bond is the first line of financial protection for parties harmed by a notary's errors or misconduct.

What error occurs when an Alaska notary signs a notarial certificate with the wrong date?

Answer: A factual error that may compromise the document's validity and chain of evidence

An incorrect date on the notarial certificate is a factual error that can raise questions about the document's validity and authenticity.

Can an Alaska notary be disciplined for repeatedly making innocent mistakes in notarizations?

Answer: Yes, a pattern of negligent errors can result in commission revocation or suspension

Repeated negligence, even without intent, can result in disciplinary action including suspension or revocation of the notary commission.

What should an Alaska notary do to correct a wrong venue (state and county) in a notarial certificate?

Answer: Cross out the error, write the correct information, and initial the correction before finalizing

Minor errors such as an incorrect venue may be corrected by crossing out, writing in the correct information, and initialing before the act is finalized.

Which of the following scenarios creates the greatest liability risk for an Alaska notary?

Answer: Notarizing without confirming the signer's identity and later a fraudulent deed is recorded

Failing to verify identity before notarizing a deed that turns out to be fraudulent is one of the highest liability scenarios for a notary.