AK DMV Insurance and Financial Responsibility 5

Question 1

You are in a crash in Juneau causing over $2,000 in damage and the police do not investigate. What must you do?

Accepted Answer

File a crash report with the Alaska DMV

Answer

Alaska requires drivers to file a crash report with the DMV when damage exceeds $2,000 or there is injury, unless police investigate the crash.

Question 2

When must you show proof of insurance after a reportable crash in Alaska?

Accepted Answer

When you file your crash report with the DMV

Answer

Proof of liability insurance must be certified when submitting a required crash report.

Question 3

A driver's license is suspended for a first offense of driving uninsured in a crash. About how long is the suspension?

Accepted Answer

90 days

Answer

A first violation of Alaska's mandatory insurance law involving a crash typically brings a 90-day license suspension.

Question 4

How does a repeat offense of driving uninsured affect the suspension period in Alaska?

Accepted Answer

The suspension becomes longer, up to one year

Answer

Subsequent uninsured driving violations carry longer suspensions, up to one year.

Question 5

Your insurance policy lapses because you missed a payment, but you keep driving. What is true?

Accepted Answer

You are driving illegally even if you plan to renew soon

Answer

Driving during a coverage lapse violates Alaska's mandatory insurance law regardless of intent to renew.

(AK DMV) Alaska Department of Motor Vehicle Practice Test