AK DMV Insurance and Financial Responsibility 2 — Questions and Answers
Question 1: What is the minimum bodily injury liability coverage per person required for drivers in Alaska?
- $50,000 (Correct answer)
- $25,000
- $100,000
- $15,000
Correct answer: $50,000
Alaska requires minimum bodily injury liability coverage of $50,000 per person.
Question 2: What is the minimum bodily injury liability coverage per accident required in Alaska?
- $100,000 (Correct answer)
- $50,000
- $300,000
- $60,000
Correct answer: $100,000
Alaska law requires at least $100,000 in bodily injury coverage per accident when multiple people are injured.
Question 3: What is the minimum property damage liability coverage required for Alaska drivers?
- $25,000 (Correct answer)
- $10,000
- $5,000
- $50,000
Correct answer: $25,000
Alaska requires a minimum of $25,000 in property damage liability coverage.
Question 4: A driver is stopped by police in Anchorage and cannot show proof of insurance. What can happen?
- Their driver's license may be suspended (Correct answer)
- Nothing, as long as the vehicle is registered
- They only get a parking citation
- Their plates are transferred to the state
Correct answer: Their driver's license may be suspended
Driving without proof of mandatory insurance in Alaska can result in license suspension in addition to fines.
Question 5: In Alaska, liability insurance pays for which of the following?
- Injuries and property damage you cause to others (Correct answer)
- Only damage to your own vehicle
- Your medical bills regardless of fault
- Theft of your vehicle
Correct answer: Injuries and property damage you cause to others
Liability insurance covers injuries and property damage you cause to other people, not your own losses.
Question 6: Which document is acceptable proof of insurance when requested by an Alaska law enforcement officer?
- A current insurance card from your insurer (Correct answer)
- Your vehicle title
- A gas station receipt
- Your voter registration card
Correct answer: A current insurance card from your insurer
A valid insurance identification card (paper or electronic) is the standard proof of financial responsibility.
Question 7: Who is legally responsible for making sure a vehicle driven on Alaska highways is insured?
- Both the owner and the driver of the vehicle (Correct answer)
- Only the dealership that sold the car
- Only the DMV
- Only passengers over 18
Correct answer: Both the owner and the driver of the vehicle
Both the owner and the operator can be held responsible if an uninsured vehicle is driven on Alaska roads.
AK DMV Insurance and Financial Responsibility 2
What is the minimum bodily injury liability coverage per person required for drivers in Alaska?