Insurance and Financial Responsibility Flashcards
7 cards from real AK DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Insurance and Financial Responsibility flashcards as text
What is the minimum bodily injury liability coverage per person required for drivers in Alaska?
Answer: $50,000
Alaska requires minimum bodily injury liability coverage of $50,000 per person.
What is the minimum bodily injury liability coverage per accident required in Alaska?
Answer: $100,000
Alaska law requires at least $100,000 in bodily injury coverage per accident when multiple people are injured.
What is the minimum property damage liability coverage required for Alaska drivers?
Answer: $25,000
Alaska requires a minimum of $25,000 in property damage liability coverage.
A driver is stopped by police in Anchorage and cannot show proof of insurance. What can happen?
Answer: Their driver's license may be suspended
Driving without proof of mandatory insurance in Alaska can result in license suspension in addition to fines.
In Alaska, liability insurance pays for which of the following?
Answer: Injuries and property damage you cause to others
Liability insurance covers injuries and property damage you cause to other people, not your own losses.
Which document is acceptable proof of insurance when requested by an Alaska law enforcement officer?
Answer: A current insurance card from your insurer
A valid insurance identification card (paper or electronic) is the standard proof of financial responsibility.
Who is legally responsible for making sure a vehicle driven on Alaska highways is insured?
Answer: Both the owner and the driver of the vehicle
Both the owner and the operator can be held responsible if an uninsured vehicle is driven on Alaska roads.