Medicare Basics and Eligibility Flashcards
6 cards from real AHIP practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Medicare Basics and Eligibility flashcards as text
What is the Medicare Part A hospital deductible applied to?
Answer: Each benefit period
The Medicare Part A deductible applies per benefit period, not per year.
Which group is eligible for premium-free Medicare Part A?
Answer: Those who worked and paid Medicare taxes for at least 40 quarters
Beneficiaries who have worked and paid Medicare payroll taxes for at least 40 quarters (10 years) receive premium-free Part A.
The Annual Enrollment Period (AEP) for Medicare runs from:
Answer: October 15 – December 7
The Annual Enrollment Period (AEP) runs October 15 through December 7, with coverage changes effective January 1.
Which Medicare enrollment period allows people who missed their IEP to sign up for Part B?
Answer: General Enrollment Period
The General Enrollment Period (January 1 – March 31 each year) allows individuals who missed their IEP to enroll in Part B, with a potential late-enrollment penalty.
ALS (Lou Gehrig's disease) qualifies a person for Medicare:
Answer: Immediately upon receiving SSDI
Individuals diagnosed with ALS qualify for Medicare immediately upon receipt of SSDI benefits, with no waiting period.
What penalty may apply if a Medicare-eligible person delays enrolling in Part B without qualifying coverage?
Answer: 10% premium increase per year of delay
The Part B late enrollment penalty is 10% added to the premium for each full 12-month period the person was eligible but not enrolled.